Not us...

Within the past 90 days, we've already paid off 3 credit cards (at least) and are well on our way to the others.

We also drive two paid-for cars. They aren't the prettiest things. But they get us where we need to go. Yes, there is money in repairs. But one relatively major repair is as much as a (generally accepted) "normal" monthly car payment. I'm sorry, but heated seats and a cd changer just don't add up to a $20,000 premium.

Thankfully, both of us are on the same page with this.

We will overcome our past wrecklessness and use The Lord's gifts for his glory.

Open the gates...