Within the past 90 days, we've already paid off 3 credit cards (at least) and are well on our way to the others.

We also drive two paid-for cars. They aren't the prettiest things. But they get us where we need to go. Yes, there is money in repairs. But one relatively major repair is as much as a (generally accepted) "normal" monthly car payment. I'm sorry, but heated seats and a cd changer just don't add up to a $20,000 premium.

Thankfully, both of us are on the same page with this.

We will overcome our past wrecklessness and use The Lord's gifts for his glory.

Open the gates...

"The rich rules over the poor, 

      And the borrower is servant to the lender."

Proverbs 22:7 (NKJV)

I thought about leaving out the beginning of that verse, as it could be taken out of context by the Occupy Wall Street crowd (with whom I don't agree).

Actually, if you were to ponder on the latter part of the verse, one would find that most people's economic troubles come from DEBT. If people didn't leverage themselves up to their eyes, the accumulated interest could be paid to themselves.

It is possible to live debt free - and that is our goal.